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BeSMART Home Loan Program

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Rebate Overview

Overview

The BeSMART Home Loan Program is a financing option for Maryland homeowners. This program offers unsecured loans to help pay for home upgrades, with amounts up to $30,000 at a fixed rate of 4.99%. To qualify, you need a credit score of 640 or greater and a debt-to-income ratio not exceeding 50%.

Benefits

Upgrading your home can make it more comfortable and safer while increasing its value. These improvements can also help reduce pollution, contributing to a healthier environment for everyone.

More Information

- Loans can be used for many eligible projects, but none can be in process or completed before applying. - The maximum loan amount is $30,000. - The program is available for terms of up to 10 years. 10/20/2026

Details

  • Incentive type: Financing
  • Amount: $ 5,000.00
  • Maximum Amount: $ 30,000.00
  • Link: More details

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QuitCarbon's free, expert guidance makes it simple and affordable to get fossil fuels out of our homes. We've helped thousands of homeowners with planning, installation, and rebates on upgrades like heat pumps, mini-splits, induction cooking, and EV chargers.

QuitCarbon is a certified B Corp and ENERGY STAR® partner that provides free assistance with clean energy upgrades.

Get Started Today

QuitCarbon will maximize your cost savings with holistic planning, guidance on rebates, introductions to vetted contractors, and expert bid reviews.

Click the button below to create your Home Profile and get started.

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Questions? Comments?

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